In the unfortunate event of a minor motor vehicle collision, here’s a step-by-step guide on how to handle the situation:

• Safety First: Make sure everyone involved is okay and out of harm’s way. Safety is paramount!
• Document the Scene: Today, technology is at our fingertips. Take clear, comprehensive photos of the collision scene, the damage to both vehicles, and the surrounding area. These images can serve as vital evidence should legal matters arise.
• Assess the Damage : Carefully evaluate the extent of the damage. Does it exceed the $2000 threshold for combined damage? If so, remember, it’s your responsibility to report the collision within 48 hours at a collision reporting center.
• Navigate Responsibly: If the damage is below the $2000 mark, consider your options carefully. Communication is key. Engage in a respectful discussion with the other driver. It’s important to comprehend the implications of insurance deductibles, often in the range of $1000.

Stay safe on the road, everyone! Let’s navigate these unexpected bumps with a dash of responsibility and a sprinkle of cooperation.